HN
14 Chatham Street, Hamilton, ON L8P 2B2, Hamilton, ON
+19 photos
$1,039,900

14 Chatham Street, Hamilton, ON L8P 2B2, Hamilton, ON

Hamilton, ON L8P 2B2
4 beds 2 baths Detached

About this home

Where timeless character meets modern living - just steps from Locke Street - this is the Hamilton home you won't want to leave. Spanning over2,000 sq. ft. across four light-filled levels, every inch has been thoughtfully designed to maximize both form and function. This south-facing 4-bedroom, 2-bath home blends original charm with meaningful, high-quality updates throughout. At the heart of the home is a beautifully renovated kitchen featuring a farmhouse sink, granite and wood countertops, classic cabinetry, striking backsplash, and brand-new Frigidaire Professional Series appliances - ideal for cooking, gathering, and everyday living. Refinished original 110 year old pine floors run throughout, complemented by updated lighting, fresh neutral paint, and smart home features. The loft-style 4th bedroom offers incredible flexibility - perfectas a primary retreat, home office, or guest space - with roughed-in waterlines ready for future customization. The main bathroom is tastefully updated, while the fully finished basement adds a second full bath, dedicated laundry, generous storage, and a versatile rec room or play space. Major system upgrades provide peace of mind, including a new Lennox furnace, tankless water heater, and updated insulation, plumbing, electrical, and HVAC, along with an EV charger rough-in. Outside, enjoy a new composite front porch with clever built-in storage and spacious rear deck overlooking lush gardens and mature trees. Exterior improvements include a durable metal roof, updated soffits, eavestroughs, Hardie board, and aluminum siding. All of this in one of Hamilton's most sought-after neighbourhoods - just steps to cafés, boutiques, restaurants, the farmers' market, and within catchment for top-rated schools, including French immersion. Coffee on the porch. Evenings on the deck. Locke Street at your doorstep.

Property Score

55/ 100
Overall Property Score
good

A blend of both buyer and investor metrics.

Score breakdown
Walkability
65/100good
Score based on neighborhood density, downtown proximity, and walkable amenities.
Transit Access
70/100great
GO Transit, LRT, and bus access from this neighborhood.
Schools
70/100great
Based on local school rankings (Fraser Institute proxy).
Affordability
136% of city avgpoor
Priced above Hamilton's average of $765,000.
Appreciation Trend
+1.8%/yrgreat
Hamilton has seen +1.8% YoY price change.
Monthly Cash Flow
-$2,649/mopoor
Estimated -$2,649/mo at 20% down, 5% rate, 25-yr amortization.
Cap Rate
2.56%fair
Net operating income divided by purchase price.
Basement Suite Potential
+$1,440/moexcellent
Existing/legal suite estimated at $1,440/mo additional income.
Move-In Ready
Avggreat
Estimate. Use the listing description and photos to assess actual condition.
MLS® # X13073142
Listings displayed are for informational purposes only and are believed to be accurate but are not guaranteed. MLS®, REALTOR®, and the associated logos are owned by The Canadian Real Estate Association (CREA). MLS® data is provided courtesy of the Toronto Regional Real Estate Board (TRREB) and is for personal, non-commercial use only. Cityscape Real Estate Ltd., Brokerage.