HN
10 Wiley Street, St. Catharines, ON L2R 4E5, St. Catharines, ON
+19 photos
$499,900

10 Wiley Street, St. Catharines, ON L2R 4E5, St. Catharines, ON

St. Catharines, ON L2R 4E5
3 beds 3 baths Detached

About this home

HEY: FIRST-TIME HOME BUYERS, Welcome to 10 Wiley Street - A Timeless Home in the Heart of St. Catharines. Nestled on the northern edge of downtown St. Catharines in the charming Fitzgerald neighbourhood. This classic home offers a rare blend of history, character, and modern comfort. This residence has been home to generations of families and is now ready to welcome its next chapter. Much of its original architectural charm remains beautifully preserved, including soaring high ceilings, elegant banister, and impressive tall baseboards and trim. Thoughtful updates over the years have enhanced the home while maintaining the integrity and warmth of its era. The spacious main floor serves as the heart of the home, featuring a large kitchen, dining area, and living room-perfect for everyday living and entertaining. A generously sized primary bedroom is also conveniently located on this level. YOUR MORTGAGE HELPER lives upstairs in a separate apartment and provides added flexibility, complete with its own kitchenette, bathroom, bedroom, and living space. Access is through the main front entrance and foyer, making it ideal for extended family or tenant. The finished lower level, with its own separate entrance, includes a 3-piece bathroom, workshop, small bedroom, spacious laundry area, and a sizable family room-offering even more functional living space. Additional highlights include parking for up to four vehicles, with access from Maple Street. A unique opportunity to own a piece of history while enjoying modern-day comfort in a prime location.

Property Score

62/ 100
Overall Property Score
good

A blend of both buyer and investor metrics.

Score breakdown
Walkability
55/100good
Score based on neighborhood density, downtown proximity, and walkable amenities.
Transit Access
60/100good
GO Transit, LRT, and bus access from this neighborhood.
Schools
68/100good
Based on local school rankings (Fraser Institute proxy).
Affordability
73% of city avggreat
Priced below St. Catharines's average of $685,000.
Appreciation Trend
+1.5%/yrgood
St. Catharines has seen +1.5% YoY price change.
Monthly Cash Flow
-$959/mopoor
Estimated -$959/mo at 20% down, 5% rate, 25-yr amortization.
Cap Rate
3.31%good
Net operating income divided by purchase price.
Basement Suite Potential
Buildablegreat
Strong potential for a legal basement suite - could add ~$1,380/mo.
Move-In Ready
Avggreat
Estimate. Use the listing description and photos to assess actual condition.
MLS® # X13100512
Listings displayed are for informational purposes only and are believed to be accurate but are not guaranteed. MLS®, REALTOR®, and the associated logos are owned by The Canadian Real Estate Association (CREA). MLS® data is provided courtesy of the Toronto Regional Real Estate Board (TRREB) and is for personal, non-commercial use only. Cityscape Real Estate Ltd., Brokerage.