HN
3634 Cutler Street, Fort Erie, ON L0S 1N0, Fort Erie, ON
+19 photos
$899,900

3634 Cutler Street, Fort Erie, ON L0S 1N0, Fort Erie, ON

Fort Erie, ON L0S 1N0
3 beds 2 baths Detached

About this home

Welcome to 3634 Cutler Street in the heart of Ridgeway. This 3-bedroom, 2-bathroom 1800s home offers over 1800 sq ft of living space on a 50 x 219 ft lot just steps from downtown shops, restaurants, cafés, and the shoreline. Original doors, architectural windows, and historic details throughout preserve the character of the home while thoughtful updates provide everyday comfort.The main floor features spacious principal rooms, main floor laundry, and a functional layout filled with natural light. Upstairs, a rare moon gate balcony just off the bedroom adds a unique architectural feature.Recent updates include new electrical (2024), new roof (2024), and new air conditioning (2025). The home is serviced with 200 amp hydro, while the attached 2-car garage features its own 100 amp service. Outside, the property offers parking for up to 12 vehicles and a newly built 1,000 sqft steel shop (2024) complete with 100 amp service, water and gas hook up, in-floor heat, and a large overhead door - ideal for a home-based business, workshop, studio, storage, or hobby space. This outbuilding would also convert beautifully to an accessory dwelling unit for family or rental income. A rare opportunity to own a historic home with exceptional functionality and flexibility in one of Niagara's most sought-after communities.

Property Score

40/ 100
Overall Property Score
fair

A blend of both buyer and investor metrics.

Score breakdown
Walkability
55/100good
Score based on neighborhood density, downtown proximity, and walkable amenities.
Transit Access
35/100poor
GO Transit, LRT, and bus access from this neighborhood.
Schools
70/100great
Based on local school rankings (Fraser Institute proxy).
Affordability
151% of city avgpoor
Priced above Fort Erie's average of $595,000.
Appreciation Trend
+1%/yrgood
Fort Erie has seen +1% YoY price change.
Monthly Cash Flow
-$3,680/mopoor
Estimated -$3,680/mo at 20% down, 5% rate, 25-yr amortization.
Cap Rate
0.71%poor
Net operating income divided by purchase price.
Basement Suite Potential
Buildablegreat
Strong potential for a legal basement suite - could add ~$1,260/mo.
Move-In Ready
Avggreat
Estimate. Use the listing description and photos to assess actual condition.
MLS® # X13104908
Listings displayed are for informational purposes only and are believed to be accurate but are not guaranteed. MLS®, REALTOR®, and the associated logos are owned by The Canadian Real Estate Association (CREA). MLS® data is provided courtesy of the Toronto Regional Real Estate Board (TRREB) and is for personal, non-commercial use only. Cityscape Real Estate Ltd., Brokerage.